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State License: AZ #915082

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.


Yolanda explained everything to me and went out of her way so I would understand. I would recommend her to anyone I know. Thanks Yolanda Lillian Christie Stapleton
To say that working with Yolanda Gallegos was a pleasure would be an understatement. She not only went above and beyond in our refinance process, but it was obvious that she puts her heart and soul into her work. She truly cares. Yolanda always kept in communication with us and was ... READ MORE Judy Chacon
I had a great experience with Yolanda. She was very informative, kept me updated and was very efficient. Even though I placed her in a awkward situation about buying a house, she was able to accomplish the task. Thanks again Yolanda!!!! Rosalinda Ramirez Buyer
Yolanda was a pleasure to work with! Made the whole process easy and as painless as possible even with my schedule. I would recommend her to everyone thinking about buying a house! Benjamin Fimbrez Full service driver AAA
Very professional , explained the entire process step by step , made the whole process easy and simple. Benjamin Daniel Fimbrez Tow truck driver
Yolanda is the best. My refinance went smooth and was completed in a timely manner! You can always count on Yolanda to steer you in the right direction and to answer any questions or concerns promptly and with full attention! Shane Bruce
I would like to say that Yolanda is a great loan officer. She did an excellent job and close our home loan on time. I would highly recommended her to my friends and family . If you are looking for a mortgage loan officer go with Yolanda she knows what she is doing . Laura and Richard McMahon Laura and Richard McMahon Auto Technician
I knew nothing about how to buy a house. Yolanda was recommended by my daughter ‘s real estate agent as someone who could tell me about the process! Though I did not think I would even be able to buy, Yolanda gave me a complete overview of the process, the types of mortgages ... READ MORE Roberta Perpich
Yolanda did amazing! She was in communication every step of the way. She actually showed interest in helping me and my husband. I would recommend her to everyone !! Will definitely keep her in mind for any future home needs. Thank you for making this process so quick and easy Roxanne Ruiz Roxanne Ruiz
Yolanda has been great from start to finish! From the beginning, she walked me through the process of buying a home and I discovered I was not as ready as I needed to be. She encouraged me through the process of getting my debt in order and saving for all the closing monies I may ... READ MORE Shevaun Sullivan Shevaun Sullivan Director of Group Home Relations
100% impressed!! Yolanda is not only very knowledgeable in her field, she captures the personal edge of what her clients need and desire! I would recommend her to anyone searching for a mortgage loan officer! I am so happy!! Lorrie Schack Patient Relations Coordinator
It was very nice to work with Yolanda. She did an excellent job for me. Mohammad Rahman Research fellow
she was really helpful till the end of closing Josephine Whitmore Josephine Whitmore
Yolanda was amazing and there to swiftly answer questions every step of the way. We were double closing on the same day, and I dont think I could have managed without her help! Sarah Michael
Yolanda helped me build my credit and get a home in less than 6 months. She is patient and answers all your questions. She helped my sister in law and me and my other sister in laws. I would recomend her to any one she is great! Fidel flores Machine operator
I highly recommend Yolanda Gallegos and he team. They are very kind and attentive. Her team work very quickly. They are available to answer any questions. GABBY ROJAS Emergency Patient Access
I recently went through a bone crushing dumpster fire of a divorce. I was sure I would never own a home again. Yolanda walked me through the qualifications process, helped me when ever she could and guided my into my new dream home. She is amazing!!! William Syler William Syler New Home Owner
Yolanda and her team were a great help during my approval process. They explained everything clearly and even helped me make a decision as if paying down the interest rate with points was a good move or not. John Oviatt
Yolanda went over and above to help me get financed for my home mortgage. I had several challenges and she found a solution to all of them and we closed on time. I would recommend Yolanda to anyone for mortgage needs. Jerry Hatfield Director of Audio Visual Services
Yolanda and her team were thorough and took care of us throughout the mortgage process for buying our new home. We ended up wanting to close very quickly, and they worked hard to make sure everything got done swiftly in order to make that happen for us. Yolanda was great about ... READ MORE Pamela Ehlert mortgage customer
I’ve had the pleasure of working with Yolanda and her team through the purchase of my first home and now a refianance. Each time it was a flawless process which Yolanda took excellent care of me, explaining each step of the way. Yolanda made purchasing my home and a refinance simple. Laina Hill Controller
Yolanda was great super easy to work with and got the deal done, even when we moved up the closing date... Jeff F Phillips Program Manager Sprint IoT Factory
We met Yolanda 9 years ago. She helped us to buy our house and she did a great job by guiding and supporting us during the process. That's why we did not hesitate to call her again to refinance our loan mortgage. She and her team are very professional. They always went out of the ... READ MORE Lorena Moreno Abril Substitute Teacher
Yolanda Gallegos and her team did a great job from beginning to end in helping us find and buy a house. We have no complaints, only praise and gratefully for her service. John Stanley
Yolanda Gallegos was a pleasure to work with.she made the whole process look like a piece of pie, and got me in my home in no time ,and definitely no hassle with her,I would recommend her as your future loan officer. Alexis Alexis House
Yolanda Gallegos did an excellent job in our process to get a new investment property, so, she is a very hard worker !! Jose and Susana De Los Reyes Owners of Az's Investments Properties LLC
Yolanda provided excellent service to is. She took phone calls at anytime of the day and provided me the necessary information I needed. The videos that were provided, kept us up to date and informed. I would definitely recommend her to others Phillip Huibregtse A proactive homeowner
Yolanda and her staff were always professional and always responded in a timely manner. They explained each form I was E-signing and when I signed my loan papers, she was right by my side, explaining each form, thoroughly and efficiently. I will definitely recommend Yolanda and ... READ MORE Mary J Perez Community Resource Coordinator
Yolanda was extremely helpful! We contacted her as soon as we were planning to move to AZ from MN. She helped us work on a few things so we could qualify as soon as we moved there to makes the move and home buying process smoother for us which we really appreciated! Definitely recommend!! Sam & Angelica Hellerud
It was a pleasure working with Yolanda. She was patient and helpful through the whole process. Answering every question I had along the way. This experience was quick and easy because of her. Thank You Yolanda! Jenni Shawkey IT Support
Mi familia y yo estamos muy agradecidos, pues yolanda gallegos nos ayudó de una manera rápida y eficaz para poder agarrar nuestro préstamo y de esa manera ahora estamos disfrutando de nuestra casa... Realmente estamos muy agradecidos y se las recomiendo Jose M. Balanzar
Mi familia y yo estamos muy agradecidos, pues yolanda gallegos nos ayudó de una manera rápida y eficaz para poder agarrar nuestro préstamo y de esa manera ahora estamos disfrutando de nuestra casa... Realmente estamos muy agradecidos y se las recomiendo Jose M. Balanzar
Mi familia y yo estamos muy agradecidos, pues yolanda gallegos nos ayudó de una manera rápida y eficaz para poder agarrar nuestro préstamo y de esa manera ahora estamos disfrutando de nuestra casa... Realmente estamos muy agradecidos y se las recomiendo Mi ... READ MORE Jose M. Balanzar
I so happy to work with Yolanda, she did amazing job, she is the best, Daniel Zamora Daniel Zamora
Yolanda, by far is the best loan officer I've interacted with. I come from the banking industry and she is the truly the best!!! She goes above and beyond for her clients. For example, she actually drove to my Bosses office to pick up my employment verification. She also answered ... READ MORE Audrey Romero Vp;New Hire Manager
Yolanda did an amazing job asssiting me with purchasing my first home. It was very easy and it took less time than expected. I recommend her to be your financial advisor and lender for home purchase - she is very professional and has passion for what she does!!! Presci Valdez Clinical Case Manager
Yolanda was great. She helped us in understanding the documents and guided us through all the requirements regarding submitting our information, signings. Always professional and always pleasant and patient answering our many questions. John Merriss Owner
Yolanda's professionalism, clear and prompt communication, and her concern for understanding our specific situation has made our house buying process such a positive experience. Coupled with the efforts of our awesome and attentive real estate agent, Charlie Lugo, from My Home ... READ MORE Frank Pantoja New Home Owner
Was helpful and full of information. Appreciate her help in securing money for me as first time buyer - thanks Sue Gray Retired
We were referred to Yolanda Gallegos from a mutual friend for her advice about refinancing. After talking to Yolanda we felt very confident and asked her to help us move forward. Yolanda Gallegos is an awesome lady and very upfront, knows her stuff and has gone Above and beyond ... READ MORE Dan and Dawn Vadnais Model Shop Tech/ Anesthesia/Surgery Schedule
A first time home buyer needs as much guidance and patience as possible. It can be an intimidating experience. There are too many questions coming up every second of this big life event. I was glad to have the team that gave me their persistence and direction. Making me feel safe on ... READ MORE Caro P. First Home Buyer
Yolanda goes above and beyond for her customers. Even in complicated situations, she will find a solution. I have learned good things from her that I am now using in my professional career. Rogelio Sanchez Magallon Mortgage Banking Officer
She was so amazing and easy to work with. Answered all the questions and even silly questions my husband and I had. She gave me the best birthday gift ever!!! My house :) Jessica Menchaca Jessica Menchaca Empire west title
Gracias Yolanda gallego por la ayuda en el proceso de refinamiento es muy profesional Francisco madrigal
I have had a professional relationship with Yolanda for years. She has assisted me in multiple home loans and refinancing. I have never been disappointed and have been very pleased with the excellent service she provided. I will definitely return to here for ALL my home loan needs and ... READ MORE Salina Aguilar Vascular Sonographer
Yolanda, you are the true essence of a professional, an asset to your profession. Your sincerity ,hard work, going above and beyond to assist me in acquiring my home, is very much appreciated. You were always there, a telephone call or email away to provide guidance and answers, ... READ MORE Donovan Murray
I highly recommend Yolanda Gallegos. She is detail oriented and keeps you constantly informed. I have done 2 loans through her and am highly satisfied! Debbie Sullivan

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